finance

Posted on: 17 August, 2019

Author: Dwayne Strocen

Consider A CTA Managed Fund For Balanced Asset Allocation

There are many investment strategies for both the novice and sophisticated investor.  The CTA managed fund has been overlooked until recently.  Now the top performing investments are managed by CTA's and you should consider including these in your portfolio. You might be wondering what a CTA is.  A CTA is a Portfolio Manager for derivative products such as foreign exchange, commodities or futures.  If you're familiar with  traditional mutual funds or hedge funds, you'll know the investment decisions are made by a specialist in stocks or bonds.  These are also called equity and fixed income products.   An equity fund is...

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finance

Posted on: 17 August, 2019

Author: Bruce Markey

Adding Authorized User to Credit Card: Know Everything with a Simpler Viewpoint

Confused about how adding authorized user to credit card procedure can help you boost your credit profile? Well, just go through the article that simplifies the whole process. Piggybacking has now been an industry standard practicing for adding authorized user to a credit card with the whole intent of improving one’s credit rate with poor performance. Typically, under the system, an authorized user or a primary card holder who do not know each other are brought together to perform the agreement, which is basically administered and convened by an intermediary company specializing in tradeline deals. Even though the authorized user...

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finance

Posted on: 17 August, 2019

Author: Dwayne Strocen

It's a Mature Bull Market And Time For A Strategic Hedging Plan

Yes it’s time to hedge your risk, but don’t wait for that perfect moment.  Both the economy and stock market are showing signs of stress.  Here’s what you need to know. Here are some of the excuses I hear from professional money managers and risk managers for not having a hedging program in place: That last excuse always causes my heart to skip a beat.  It’s troublesome because professional money and risk managers either have forgotten the basics of asset management or have never learned the principals of their profession. I completely understand every other excuse and the reasoning behind...

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finance

Posted on: 17 August, 2019

Author: Jeffery Reynolds

Analyzing APR: Tips to Consider before buying your Next Car

Are you unsure about the APR on your auto loan? Do not simply focus on the monthly payment amount. Dig deep. Read more to improve your understanding of the basics of APR and how you can work hard on obtaining a good Annual Percentage Rate. Remember a well-thought, well-researched auto loan will reap you more benefits than an impulsive decision. The idea to spend money cautiously is one that sounds simple in words but becomes difficult to execute. Especially, when you fixate your eyes on a new car that you wish to make your own. However, a clear mind, knowledge...

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finance

Posted on: 16 August, 2019

Author: Shank Dian

Retirement Planning Ready In Five Steps

Once you purchase a TRP, you can transfer the money back to super at any time. This flexibility is a great option if you think you might return to full-time work at any point. However, a TRP can still be a smart strategy when you’re working full-time and want to boost your retirement income Some super funds have a minimum account balance, so it’s important to check if yours has a limit before you start a TRP. A TRP isn’t always the most effective strategy. If you have investments outside super, you may actually be better off keeping your super...

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finance

Posted on: 16 August, 2019

Author: Jeffery Reynolds

Father’s Day Big Gesture: How to Pick the Right Car for Your Pop?

From teaching you how to drive a car to gifting him a car, the journey is priceless. Understand how to make the decision to choose the right car for your father. Also learn how to finance it and look at the registration formalities before you gift your dad a car on Father’s Day. Every parent plays a fundamental role in shaping the life of their children. The countless sacrifices and love that is received from a parent is second to none. Fathers are often the first ones who teach their children how to drive a car. Purchasing your first car...

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finance

Posted on: 15 August, 2019

Author: vikram kumar

USDA home loans and everything about it

Before going any further, let us acknowledge the definition of USDA home loans. Well, this home loan is for the home buyers who have low-to-moderate income You can consider this guaranteed loan as a 100% supporting mortgage that will which the homebuyers will receive, living in the eligible suburban and rural areas. The U.S. Department of agriculture will provide you with this loan, and the authority will issue it through the ‘USDA Rural Development Guaranteed Housing Loan Program’. So, if you are thinking of availing this loan, you are in the right place. Benefits of USDA home loans The benefits...

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finance

Posted on: 14 August, 2019

Author: Terry Phillips

Restoring Your Mission Revival Home in NELA

Northeast Los Angeles is rich in Spanish Colonial Mission Style homes. But because many are older than 100 years, so restoration efforts may be necessary. Among the most common and revered residential architectural styles throughout the southwest – including homes of Northeast Los Angeles (NELA) – is the Mission Revival style. Rich desert hues typically highlight the exterior stucco cladding, topped by red clay tiles with very often one or two chimneys on homes that are interchangeably called Mediterranean, Pueblo, and Spanish Colonial revival styles (there are differences, a topic for another day).   In NELA, the Center for the Arts...

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finance

Posted on: 14 August, 2019

Author: Shank Dian

I am in my 50-60s. I don’t need a financial planner… or do I?

Are you asking yourself these questions? Maybe you need to look at seeking financial advice from a trusted professional. We are getting older•    I need to look at aged care; I don’t know where to start.•    Need aged care for one of us, and don’t want to sell our family home.Investing •    I’ve just retired and I’m worried my money isn’t going to last long enough.•    I think I have enough super but now I’m not sure.•    I have received an inheritance/ windfall and need help working out what to do with it.•    I want to start a self-managed super...

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finance

Posted on: 14 August, 2019

Author: Williams Orchard

Buying a Car can help you Fulfill your New Year Resolutions!

What if I say that purchasing a car can help you stick to your New Year resolutions? While you are purchasing a new vehicle, you get to enjoy several benefits. You are investing towards an asset and also saving your hard-earned money. Also, you can fulfill your non-financial goals by choosing a car aligns with your new year resolutions. Year-on-year we make New Year resolutions with great determination to make a long-lasting impact on our lives. However, come mid-February and we tend to lose the momentum with which we had started in the beginning of the year. Instead of aiming...

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